Privacy Policy

Effective date: October 29, 2026

This Privacy Policy explains what information Affluency, LLC ("Affluency," "we," "us"), 338 W. 61st St., Jacksonville, FL 32208, collects on judithranney.com, affluencystudios.com, and the Listening Room at judithranney.com/members (the "Sites"), and how we use it. The short version: we collect only what we need to run your membership and answer you, we do not sell your information, and we do not use advertising trackers. We use Google Analytics to understand how visitors use the site.

1. What we collect

• When you join the Listening Room: your name, email address, and billing details are entered on Stripe's secure checkout. Stripe shares your name, email, and membership status with us. We never see or store your full card number.
• Your sign-in: your email address and your password, which we store only in scrambled (hashed) form, so no one, including us, can read it.
• Forms and email list: when you send a message, request a website quote, or join the book-news list, we receive what you type, such as your name, email, phone, and message.
• "Ask for a Scripture" messages: what you type is used only to choose verses at that moment. We do not save these messages. We remember which verses you were recently shown, during your sign-in session only, so you are not shown the same ones again.
• Basic technical information: like most websites, our hosting provider automatically records visit information such as IP address, browser type, and pages viewed, to keep the Sites secure and working.

2. Cookies

We use one essential cookie to keep members signed in to the Listening Room. We do not use advertising cookies or social media tracking pixels. We use Google Analytics to see which pages people visit, how they found the site, their device type and approximate location (never names, emails or card details). Google processes this under its own privacy policy, and you can opt out with Google’s browser add-on at tools.google.com/dlpage/gaoptout.

3. How we use your information

• To provide your membership, check that it is active, and let you sign in.
• To send account emails, such as password-reset links and notices about price or policy changes.
• To answer your messages and quote requests.
• To send book news if you signed up for it. You can unsubscribe anytime by replying or emailing us.
• To keep the Sites secure, prevent fraud, and meet legal and tax obligations.

4. Who we share it with

We do not sell or rent your personal information. We share it only with the service providers that help us run the Sites, and only as needed:

• Stripe, which processes payments and manages subscriptions;
• Hostinger, which hosts the Sites;
• Formspree, which delivers our contact and sign-up forms to our email;
• Google, which provides our email service and the web fonts on our pages (your browser connects to Google to load the fonts).

We may also share information if the law requires it, to protect our rights or someone's safety, or if Affluency's business is sold or transferred, in which case this policy will continue to apply.

5. How long we keep it

We keep membership information while you are a member and for up to 7 years afterward for tax and accounting records. We keep messages and email-list information until you ask us to delete them or they are no longer needed.

6. Your choices and rights

You may ask us to show you, correct, or delete your personal information, or to stop sending you emails, by writing to affluencyllc@gmail.com. We will respond within 30 days. Some records, such as payment history, may need to be kept for legal reasons.

7. Security

We use secure (HTTPS) connections, hashed passwords, limits on sign-in attempts, and a trusted payment processor. No system is perfectly secure, but we work to protect your information and will tell you promptly if a breach affects it.

8. Children

The Sites offer family-friendly books, but memberships and purchases are for adults. We do not knowingly collect personal information from children under 13. If you believe a child has sent us information, contact us and we will delete it.

9. Changes to this policy

We may update this policy. We will post the new version here with a new effective date and email members about important changes.

10. Contact us

Affluency, LLC · 338 W. 61st St., Jacksonville, FL 32208 · affluencyllc@gmail.com